Terms & Conditions
Last updated: October 12, 2026
These Terms & Conditions govern your use of this website, operated by Heathrow Mortgage (Company NMLS #1849599), a mortgage brokerage whose loan originators are each individually licensed under their own NMLS numbers. By using this site, you agree to these terms.
Informational Purposes Only
The content on this site — including company information, loan officer profiles, and general program descriptions — is provided for general informational purposes only and does not constitute a loan offer, rate lock, credit approval, or financial, tax, or legal advice. Actual rates and terms depend on your credit profile, loan program, property, and current market pricing at the time of application.
Not a Guarantee of Qualification
All loan programs referenced on this site are subject to underwriting approval, income and asset verification, credit qualification, and property eligibility. Not all applicants will qualify for every program, and program availability may vary by lender and change without notice.
Equal Housing Lender
Heathrow Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, receipt of public assistance income, or good-faith exercise of any right under the Consumer Credit Protection Act.
Multiple Loan Originators
This site represents Heathrow Mortgage as a company and lists multiple independently licensed loan originators. Each loan originator's conduct, representations, and individual websites are their own; Heathrow Mortgage maintains licensing oversight as required by applicable law, but each originator's personal site may carry its own separate terms.
Third-Party Links and Applications
This site links to third-party platforms, including our secure loan application system (LendingPad or an individual loan officer's application link), individual loan officers' own websites, and social media profiles. We are not responsible for the content, terms, or privacy practices of those third-party sites.
No Advisory Relationship
Use of this site, or contacting a loan officer through this site, does not create a loan agreement, an advisory relationship, or any obligation on the part of Heathrow Mortgage or any of its loan originators until a formal loan application is submitted and processed in accordance with applicable law.
Intellectual Property
The text, design, and branding on this site are the property of Heathrow Mortgage and may not be reproduced without permission, with the exception of standard fair-use quotation with attribution.
Licensing
Heathrow Mortgage — Company NMLS #1849599. Individual loan originator NMLS numbers are listed on our About page. Licensing information can be verified at nmlsconsumeraccess.org.
Changes to These Terms
We may update these Terms & Conditions from time to time. Continued use of this site after changes are posted constitutes acceptance of the updated terms.
Contact Us
Questions about these terms can be directed to travis@heathrowmtg.com or any loan officer listed on our Contact page.